Pay Cash and Save!

Canada’s auto finance market is worth $120Billion annually.  That means there are a lot of us that, for one reason or another, cannot afford to pay cash for a car purchase.  Cost of living being what it is, it can be quite difficult to save up $30,000+ required to buy a new car outright.  For a good late model used vehicle it can be the same story, with a total cost in excess of $20,000.  Not many of us have that kind of cake just lying around and if we did, we probably would find better things to invest it in other than a new car (or at least I hope we would). 

I bought a new car!

So what's the most exciting smell in the world?  Before any of you take this in a terrible direction, I'll just stop you and say it's new car smell.  And that's the very smell I've been enjoying since last Thursday, when I traded in my 2009 Pontiac G5 for a brand new 2014 Kia Optima LX.  Let's get down to brass tacks and go through the process of how I ended up buying Korean. 

Granny's New Car?

Grandmothers seem to drive a broad assortment of different cars.  I’ve seen little old ladies heads poking up behind the wheels of everything from giant 1980’s era Lincoln Town Cars to brand new Hyundai Elantras.